• Solve Your Debt Problems

    There’s a lot of anxiety around choosing consumer debt management as a way to improve one’s financial standing. Maybe is because of the uncertainty of knowing it will be a good option to get rid of debt. It is very important to know your financial objectives, before taking a decision of using a debt management program. It is good to balance the advantages and disadvantages and how it will help you to achieve your financial goals.

    Use a debt calculator. Make sure that the one that you use gives you a complete financial picture and makes it so that you have multiple options to pay off credit and to understand how much money you are saving. You also want one that lets you create a current and future budget. A debt calculator can help you make decision when it comes to your finances. It will give information on loans you are considering taking out. If you want to buy a car and you only want to make payments for 3 years, you can enter the total price of the car, the interest rate and 36 for the number of payments. The debt calculator will return the amount of the payment you will need to make to own your car in 3 years.

    These are some of the things that you can do to keep those finance charges down as much as possible. Keep in mind that finance charges make a big difference in the amount that you pay for a car. Make a list of all of the long term investments and expenses that you would like to have or that you predict you will have. This includes things such as a new car, a house, a time share or a vacation. If you are really digging yourself in debt, check out Fast Cash Advance Approval

    Furthermore, you can find information on money management and everything related to this issue. You can use the “get out of debt calculator”, get tips on how to invest online, get information on how to start a budget, and many other useful tips on how to save money during this economic crisis and on other topics such as taxes and insurance.

    It is best to minimize spending to unwanted purchases using credit card. According to studies, most credit card purchases are out of impulsive buying. These are things purchased even if they don’t actually need it. This means that we must prioritize and plan our purchases. Also, there is a need for you to lessen your time going out. Instead going out up to three to four times, then you can do this to one to two times. It is best to prioritize your spending. If there is one thing that virtually all types of credit cards have in common, it is the fact that it comes with credit limit. Credit limit is the maximum allowable credit available in a card without penalties. While this credit may be used in its full amount, card companies do not intend to let cardholders use the whole limit. In fact, once you approach or go beyond your limit, you can expect bad effects on your credit score.

    If you are able to get an unsecured loan at a high interest rate, but it is still lower than the interest on your credit card, that is still a little debt relief. For debt relief and loans, check out Pay day Loan.

  • Welcome To My Life

    Hello everyone!  Welcome to my site, Rodneyvanjohnson.com.  I started this blog to tell everyone about the wonders of Houston, Texas.  I hail from here (obviously) and since there’s always too much information for everyone to sort through when they want to visit or see Houston, I’ve decided to filter out the bad and show you guys the good.  I’ll be talking about culture, food, restaurants, sports, and the hot spots of Houston.

    Today, I’ll be taking you on a journey of Houston nightlife and the social scene.  Clearly down here in Houston, we focus a lot on music and our culture, and this is shown through our magical nightlife.  Whether you want to dance, drink, or sing, there will definitely be something for everyone.


    If you’re into country music, there are a TON of country bars.  If you’re looking for a mechanical bull you can try your luck on, go check out Rebels Honky Tonk.  If you’re into live music, Howl at the Moon is your place to go.  You can even pay for a “phrase of the night” to go on the chalkboard on stage.  Want to get super wasted?  Go check out The Dogwood where they have vodka on tap!  Shot Bar is also a great place to go if you want to try their shot roulette and have a blackout sort of night.  Try Red Door if you’re in a dancing mood and want to be in the middle of a crowd.

    Houston’s nightlife is amazing and once you get in, you won’t want to get out.  There’s something for everyone here, and there’s every type of drunk food you can imagine once you’re finished drinking.  So next time you’re in Houston, check back here for some more info and have a really enjoyable night!